Finding A Business Loan In California

California is the land of opportunities as far as small businesses are concerned. The state administration provides both long term and short-term loans on easy terms to small businesses, and provides incentives to private lenders to extend credit to small business. This article discusses some ways to find business loans in California, and lists some institutions where you can apply for small business loans.

Sources of Business Loans in California:

From the federal Small Business Administration to state programs, you can find many loan sources in California. Some of them are listed below.

1) Small Business Loan Guarantee program

This loan program provides guarantees to banks to provide loans to small businesses.

2) California Capital Access Program

This program helps small businesses get funds through banks and private lenders by providing incentive to the lenders.

3) Small Business Tax Exempt Bond Financing

This program makes tax-exempt bond finance available to small businesses that are keen on investing in waste disposal, recycling and other pollution control measures.

4) Small Business Administration (SBA)

The SBA provides a range of loans to small businesses in collaboration with state governments.

5) USDA Business Loans

The US Department of Agriculture provides business loans to small businesses and rural entrepreneurs.

6) Small Business Surety

The SBA offers grants of up to $1.25 to small businesses that are unable to obtain loans from other lenders.

7) Recycling Market Development Loan

These loans are provided to small businesses that utilize secondary waste materials to make new products, in other words, recycle waste materials.

8) Employment Training Panel

This program provides loans to small business owners to train people and make them employable in long-term jobs.

With business booming like never before, there has never been a better time for investing in a small business in California. Aiding you in your endeavors will be the Federal as well as the State Government that will provide all possible help in terms of fixed rate loans, grants, as well as counseling to those wish to start a small business in California, or are already running a business in California.

Dog Friendly Beaches and Parks in California

Dogs are increasingly being banned from beaches and parks due to poor owner etiquette and aggressive canine behavior. Make a good impression on other beach/ park goers when you and your dog are playing or camping on these places by picking up your dog’s waste and maintaining good voice control over your dog. When you visit a California dog friendly beach or park, watch the practices of owners and act accordingly. It’s possible to have fun and share these treasured resources with a pet.

Beaches

A few California beaches permit and even encourage dog visitation. One of the best is Carmel Beach located in Carmel-by-the-Sea. On any given day, more dogs roam this beach than people — and they can roam leash-free.

The north end of San Diego’s Ocean Beach calls itself “The Original Dog Beach.” It’s also leash-free. Del Mar City Beach has a dog section that extends from 29th Street to Solano Beach. Known as “Surf City USA,” Orange County’s Huntington Beach might as well be called “Dog City USA.” The north end between Seapoint Avenue and 21st Street allows pets.

Santa Barbara’s Arroyo Burro Beach permits pets to be off leash past the slough, while Montara State Beach in the Bay Area’s Coastside invites dogs as long as they’re leashed.

Parks

The second largest park in San Francisco, McLaren Park has dog play areas. The Coastside Trail is a paved dog-friendly path that connects various Half Moon Bay beaches and the adjacent shoreline. One of the Monterey Peninsula’s best places to hike with your dog is Carmel Valley’s Garland Ranch Regional Park. The park has off-leash areas and water fountains designed to hydrate both you and your pet.

The California State Parks on the coast generally allow leashed dogs dogs in the day use areas but not on the trails. Contact the specific state park that you will be visiting to confirm where your pet is permitted.