California homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners’ responsibility.
On Monday, January 10th, 2011, the current Governor of the state of California will depart public office.
Arnold Schwarzenegger will be ending a seven-year run as the “Governator” that has received mixed opinion from the public.
According to the Montreal Gazette, the 63-year-old “leaves with an approval rating of only 22 per cent and a tripled $28-billion budget deficit”.
It is unknown what the former actor and bodybuilder will be doing next, though it has been announced that he will be speaking in Calgary on January 25th at the Telus Convention Centre.
The Montreal Gazette writes that “the topic of his talk is not yet known, [though] Schwarzenegger is expected to speak about politics, business, energy and the environment, and Canadian/American relations.”
Schwarzenegger will be replaced by Democrat, Jerry Brown, in the position of governor.